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Refinancing Your Existing Home Loan

There are several reasons to consider refinancing your existing home mortgage. Many consumers refinance to take advantage of lower interest rates, often saving thousands of dollars over the life of the loan. Others leverage refinance options to move from an adjustable-rate mortgage (ARM) to a more stable fixed-rate mortgage or they refinance their mortgage to leverage the equity that they’ve built in their home.


Whatever the reason, home owners are turning to LendingTree to help meet their refinance needs. LendingTree not only provides a wealth of information and free refinance calculators to assist in your decision, but you can receive up to 4 competing offers and choose the lender that best addresses your needs. Get started today!

Frequently Asked Questions

How do you get banks to compete for my business?

We work hard to send your loan request to multiple Lenders in The LendingTree Exchange. When they respond as a result, they have to operate under the assumption that other Lenders are reviewing your loan request at the same time they are. In order to get your business, they must make a competitive offer every time - no matter how many Lenders you've been sent to.


Am I obligated to accept an offer?

You are under no obligation to accept a loan offer that is presented to you. However, if you do accept an offer, you may be obligated to pay a fee to the lending institution to begin the processing of your request.


Who are your Lenders?

The LendingTree Exchange includes many of the most respected Lenders in the United States. You probably know many of them. Those you may not be as familiar with may offer one or two loan types in a particular region of the country. Others only service borrowers who are looking for a loan through the Internet. One thing all of our Lenders have in common is that they're dedicated to providing the best service and competitive rates.


How secure will my information be?

LendingTree uses some of the most secure technology available on the Internet to ensure that the data you send us remains absolutely confidential and secure.


Will you share or sell my information?

At LendingTree, your personal privacy and the security of your personal data are a primary concern of ours. LendingTree believes that you should be aware of who we are, the types of information we may collect on our Web site, and what we do with your personal information. Our overall privacy policy describes how we handle your information, but in general LendingTree will not sell or share any personal information about you to or with any person or organization except to the Lenders on our Exchange, our authorized agents, or as may be required by law or court order.

Refinancing Calculator

Will you save money by refinancing your current loan?

A mortgage refinance can mean big savings, but it may come at a price in the short term. The decision to refinance generally comes down to whether you'll be in your home long enough for your monthly savings to outweigh the upfront refinancing costs.

Our Refinance Calculator can help you determine the amount of time you'll need to stay in your home after refinancing your mortgage to breakeven and cover your costs.

Current Mortgage
Refinanced Mortgage
Refinancing Costs

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