Skip Navigation LinksHome > Local Guides > Community Guides > Iowa > Spencer
Find Homes for Sale
Search by City and State, Zip or MLS#
Show Search Options
Search
Price Min. ($)
 
Price Max. ($)
 
Beds
Baths
Property Type
Search For

Spencer, IA Area and Community Summary Information


Community Summary

Spencer Iowa
Community Characteristics
Population 10,971 2,981,484
Population Density 1,084 53
Educational Climate Index 4
Median Age 40.72 37.48
Median Dwelling Age 41 41
In Current Residence 5+ years 44 % 38 %
Median Home Sale Price $95,000
Average household Income $52,268 $56,843
Median Value of Home Equity $150,520 $168,675
Median Mortgage Debt $293,679 $330,171
Total Household Expenditure 87 92
Total Crime Risk 31 81
Weather Risk 44 59
Air Pollution Index 92 90
Median Travel Time to Work 8.82 14.93
     

Population Characteristics

Spencer Iowa
Population 10,971 2,981,484
Population Density 1,084 53
     
Male Population 5,228 1,470,249
Female Population 5,743 1,511,235
     
Population Change Since 1990 0 % 7 %
Population Change Since 2000 -3 % 2 %
     

Age

Spencer Iowa
Median Age 40.72 37.48
     
Population: Age 0-4 686 183,969
Population: Age 5-9 591 178,013
Population: Age 10-14 599 184,837
Population: Age 15-19 670 201,582
Population: Age 20-24 720 218,018
Population: Age 25-29 718 210,880
Population: Age 30-34 653 185,678
Population: Age 35-39 608 183,324
Population: Age 40-44 699 208,734
Population: Age 45-49 862 226,397
Population: Age 50-54 838 219,165
Population: Age 55-59 692 190,998
Population: Age 60-64 539 149,999
Population: Age 65-69 433 115,554
Population: Age 70-74 421 95,006
Population: Age 75-79 413 83,266
Population: Age 80-84 379 68,336
Population: Age 85+ 451 77,728
     

Race Distribution

Spencer Iowa
Race: White 10,702 2,781,587
Race: American Indian, Eskimo, Aleut 11 6,013
Race: Asian or Pacific Islander 118 45,553
Race: Other 38 43,734
Race: Hawaiian / Pacific Islander 2 419
Race: Black 19 66,383
     

Hispanic Distribution

Spencer Iowa
Population: Hispanic 311 119,266
Population: Not Hispanic 10,659 2,862,218
     

Education

Spencer Iowa
Education: Less than 9th Grade 298 64,367
Education: Some High School 447 124,378
Education: High School Graduate 2,689 721,138
Education: Some College 2,053 408,973
Education: Associate Degree 814 197,979
Education: Bachelors Degree 1,136 344,333
Education: Graduate Degree 269 153,897
     

Marital Status

Spencer Iowa
Never Married 1,993 601,245
Now Married 5,052 1,365,983
Separated 328 75,994
Widowed 757 171,726
Divorced 968 219,213
     

Households

Spencer Iowa
Households 5,015 1,220,474
Average Household Size
     
Households: Family 3,097 797,627
Households: Non-Family 1,919 422,847
     
Households: With Children 1,268 382,395
Households: No Children 3,749 838,079
     

Housing Characteristics

Spencer Iowa
Median Dwelling Age 41 41
Median Home Sale Price $95,000
Average household Income $52,268 $56,843
Median Value of Home Equity $150,520 $168,675
Median Mortgage Debt $293,679 $330,171
     

Home Ownership

Spencer Iowa
Vacant Dwellings 341 114824
Owner-Occupied Dwellings 3288 895464
Renter-Occupied Dwellings 1728 325010
     

Turnover

Spencer Iowa
In Current Residence 5+ years 44 % 38 %
Annual Residential Turnover 19 % 19 %
     
Median Years in Residence 4.18 3.57
     

Income Characteristics

Spencer Iowa
Median household income $41,019 $48,132
Average household Income $52,268 $56,843
Per capita income $24,545 $24,069
Median Disposable Income $35,767 $41,052
     

Income Growth

Spencer Iowa
Change in Avg. Household Income Since 1990 67 % 83 %
Change in Avg. Household Income Since 2000 19 % 22 %
     

Household Income

Spencer Iowa
Household Income: $0-$10,000 391 84,488
Household Income: $10,000-$15,000 342 57,979
Household Income: $15,000-$20,000 364 67,459
Household Income: $20,000-$25,000 367 74,176
Household Income: $25,000-$30,000 405 77,086
Household Income: $30,000-$35,000 296 71,687
Household Income: $35,000-$40,000 277 66,614
Household Income: $40,000-$45,000 326 71,093
Household Income: $45,000-$50,000 307 63,282
Household Income: $50,000-$60,000 525 126,056
Household Income: $60,000-$75,000 458 143,728
Household Income: $75,000-$100,000 464 152,591
Household Income: $100,000-$125,000 199 73,956
Household Income: $125,000-$150,000 120 34,404
Household Income: $150,000-$200,000 80 26,692
Household Income: $200,000-$250,000 23 8,372
Household Income: $250,000-$500,000 27 9,666
Household Income: $500,000+ 46 11,145
     

Median Income

Spencer Iowa
Median Income: Age < 25 $32,500 $31,799
Median Income: Age 25-34 $41,453 $46,787
Median Income: Age 35-44 $52,841 $54,683
Median Income: Age 45-54 $47,032 $59,169
Median Income: Age 55-64 $39,222 $52,462
Median Income: Age 65-74 $33,317 $39,284
Median Income: Age 75+ $29,805 $31,337
     

Cost of Living Index

Spencer Iowa
Total Household Expenditure 87 92
Contributions 80 87
Personal Insurance 81 88
Apparel 86 91
Education 77 84
Entertainment 86 91
Food And Beverages 89 93
Health Care 92 95
Household Furnishings And Equipment 84 90
Shelter 86 91
Household Operations 81 88
Miscellaneous Expenses 90 93
Personal Care 88 92
Reading 87 91
Tobacco 98 98
Transportation 88 93
Utilities 91 94
Gifts 82 88
     
Sales Tax Rate 7 %
     

Financial Characteristics

Spencer Iowa
Median Household Net Worth $116,668 $133,048
Average Household Net Worth $386,991 $435,811
Median Value of Home Equity $150,520 $168,675
Median Mortgage Debt $293,679 $330,171
     

Net Worth

Spencer Iowa
Net Worth: $0 or Less 603 138,775
Net Worth: $1-$5,000 708 160,740
Net Worth: $5,000-$10,000 366 85,890
Net Worth: $10,000-$25,000 623 150,727
Net Worth: $25,000-$50,000 667 163,617
Net Worth: $50,000-$100,000 825 202,516
Net Worth: $100,000-$250,000 952 237,155
Net Worth: $250,000-$500,000 370 92,701
Net Worth: Greater Than $500,000 187 48,624
     

Investments and Debt

Spencer Iowa
Median Value of Transaction Accounts $21,783 $24,323
Median Value of Certificates of Deposit $6,371 $6,747
Median Value of Savings Bonds $928 $1,039
Median Value of Bonds (Not US Savings) $8,404 $9,531
Median Value of Stocks $27,777 $31,636
Median Value of Mutual Funds $23,395 $26,617
Median Value of Retirement Accounts $51,673 $59,770
Median Value of Cash Value Life Ins $4,947 $5,485
Median Value of Other Managed Accounts $13,113 $14,602
Median Value of Other Financial Assets $3,510 $3,882
Median Value of Any Financial Assets $161,900 $183,631
Median Value of Vehicles Owned $15,562 $17,155
Median Value of Investment Property Equity $29,575 $33,436
Median Value of Business Equity $20,566 $23,076
Median Value of Other Non-Financial Assets $73,109 $83,014
Median Value of Any Non-Financial Assets $4,346 $4,817
Median Installment Loan Debt $51,278 $58,901
Median Lines of Credit Debt $5,673 $6,504
Median Credit Card Debt $484 $547
Median Investment Real Estate Debt $7,897 $8,496
Median Other Debt $12,780 $13,798
Median Total Debts $133,400 $155,248
     

Occupation

Spencer Iowa
     
Occupations: White Collar 6,622 1,273,060
Occupations: Blue Collar 1,944 385,374
     
Business Counts: Professional Specialty Occupations 1,208 259,827
Business Counts: Sales Professionals 256 43,357
Business Counts: Technologies and Technicians 250 52,444
Business Counts: Sales Workers and Clerks 871 140,044
Business Counts: Administrative Support 1,624 316,160
Business Counts: Technical, Sales and Administrative: Field Occupations 29 5,190
Business Counts: Private Household 1 152
Business Counts: Protective Services 78 19,344
Business Counts: Other Services: Site Based 1,363 248,220
Business Counts: Other Services: Field Based 60 7,998
Business Counts: Farming, Forestry, and Fishing 137 31,189
Business Counts: Precision, Craft, and Repair: Site Based 802 153,524
Business Counts: Construction, Repair and Mining: Field Based 208 42,973
Business Counts: Machine Operators, Assemblers and Inspectors 284 52,857
Business Counts: Transportation Materials Moving Workers 241 51,625
Business Counts: Handlers, Helpers and Laborers 272 53,206
     
Employees: Agricultural, Forestry, Fishing 100 18,014
Employees: Mining 0 2,722
Employees: Construction 334 70,693
Employees: Manufacturing 874 202,635
Employees: Transportation and Communications 292 71,327
Employees: Wholesale Trade 491 84,546
Employees: Retail Trade 2,031 323,911
Employees: Finance, Insurance and Real Estate 547 121,662
Employees: Services 3,532 663,181
Employees: Public Administration 369 99,769
     

Transportation & Commute

Spencer Iowa
Median Travel Time to Work 8.82 14.93
Transportation to Work: Public 1 % 1 %
Transportation to Work: Drive / Carpool 92 % 89 %
Transportation to Work: Walk / Bike / Other 5 % 5 %
Transportation to Work: Work at Home 2 % 5 %
     

Crime Risk

Spencer Iowa
Total Crime Risk 31 81
     
Personal Crime Risk 9 58
Murder Risk 5 28
Rape Risk 13 82
Robbery Risk 3 28
Assault Risk 13 71
     
Property Crime Risk 43 83
Burglary Risk 19 82
Larceny Risk 70 91
Motor Vehicle Theft Risk 24 45
     

Temperature & Rain

Spencer Iowa
Average January High Temperature 24 27.14
Average January Low Temperature 5.2 8.24
Average July High Temperature 83.8 84.75
Average July Low Temperature 61.8 63.04
     
Annual Precipitation 28.66 33.99
     

Weather Risk Index

Spencer Iowa
Weather Risk 44 59
Earthquake Risk 14 18
Hail Index 164 125
Hurricane Index 0 2
Tornado Index 78 119
Wind Index 109 91
     

Environmental Quality Index

Spencer Iowa
Air Pollution Index 92 90
Ozone Index 76 88
Carbon Monoxide Index 97 87
Lead Index 99 90
NO2 Index 83 73
Particulate Matter Index 106 110
     
  
Data on community demographics, schools and recent sales provided by Onboard Informatics.
Copyright © 2009 Onboard Informatics Information is deemed reliable but not guaranteed.
Top 10 List
Highest Median Household Income
Zip
1
51301
$41,712
Median Value of Home Equity
Zip
1
51301
$152,440
Fastest Growing (change since 2000)
Zip
1
51301
-3 %
Longest Commute
Zip
1
51301
9.36
Data on community demographics, schools and recent sales provided by OnBoard LLC.
Copyright © 2009 OnBoard LLC. Information is deemed reliable but not guaranteed.

valueClickPixel adPixel