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Cambridge, MA Area and Community Summary Information


Community Summary

Cambridge Massachusetts
Community Characteristics
Population 102,512 6,413,424
Population Density 15,946 782
Educational Climate Index 5
Median Age 31.05 37.44
Median Dwelling Age 64 44
In Current Residence 5+ years 30 % 47 %
Median Home Sale Price $432,000
Average household Income $83,092 $80,123
Median Value of Home Equity $189,993 $199,280
Median Mortgage Debt $424,473 $423,313
Total Household Expenditure 119 116
Total Crime Risk 99 73
Weather Risk 101 96
Air Pollution Index 106 99
Median Travel Time to Work 21.18 22.21
     

Population Characteristics

Cambridge Massachusetts
Population 102,512 6,413,424
Population Density 15,946 782
     
Male Population 50,922 3,115,055
Female Population 51,590 3,298,369
     
Population Change Since 1990 9 % 7 %
Population Change Since 2000 1 % 1 %
     

Age

Cambridge Massachusetts
Median Age 31.05 37.44
     
Population: Age 0-4 4,285 396,123
Population: Age 5-9 3,616 387,613
Population: Age 10-14 3,806 402,689
Population: Age 15-19 7,796 420,554
Population: Age 20-24 15,543 423,079
Population: Age 25-29 12,525 425,307
Population: Age 30-34 8,995 432,746
Population: Age 35-39 6,777 463,472
Population: Age 40-44 6,709 505,793
Population: Age 45-49 6,716 507,719
Population: Age 50-54 6,294 460,639
Population: Age 55-59 5,434 401,552
Population: Age 60-64 3,978 318,623
Population: Age 65-69 2,684 228,530
Population: Age 70-74 2,177 183,653
Population: Age 75-79 1,929 164,498
Population: Age 80-84 1,615 139,350
Population: Age 85+ 1,633 151,484
     

Race Distribution

Cambridge Massachusetts
Race: White 67,368 5,319,252
Race: American Indian, Eskimo, Aleut 319 13,856
Race: Asian or Pacific Islander 15,786 328,371
Race: Other 2,708 219,443
Race: Hawaiian / Pacific Islander 7 378
Race: Black 12,381 388,376
     

Hispanic Distribution

Cambridge Massachusetts
Population: Hispanic 8,840 535,768
Population: Not Hispanic 93,672 5,877,656
     

Education

Cambridge Massachusetts
Education: Less than 9th Grade 2,802 204,860
Education: Some High School 2,548 275,327
Education: High School Graduate 8,475 1,202,664
Education: Some College 4,986 681,691
Education: Associate Degree 2,277 345,603
Education: Bachelors Degree 18,067 949,827
Education: Graduate Degree 28,311 723,394
     

Marital Status

Cambridge Massachusetts
Never Married 47,464 1,604,017
Now Married 26,744 2,578,645
Separated 6,345 246,544
Widowed 3,414 361,655
Divorced 6,614 434,975
     

Households

Cambridge Massachusetts
Households 42,915 2,449,728
Average Household Size
     
Households: Family 17,866 1,566,993
Households: Non-Family 25,049 882,735
     
Households: With Children 9,038 812,615
Households: No Children 33,877 1,637,113
     

Housing Characteristics

Cambridge Massachusetts
Median Dwelling Age 64 44
Median Home Sale Price $432,000
Average household Income $83,092 $80,123
Median Value of Home Equity $189,993 $199,280
Median Mortgage Debt $424,473 $423,313
     

Home Ownership

Cambridge Massachusetts
Vacant Dwellings 3624 263438
Owner-Occupied Dwellings 17015 1590112
Renter-Occupied Dwellings 25900 859616
     

Turnover

Cambridge Massachusetts
In Current Residence 5+ years 30 % 47 %
Annual Residential Turnover 19 % 14 %
     
Median Years in Residence 2.98 4.67
     

Income Characteristics

Cambridge Massachusetts
Median household income $58,053 $60,921
Average household Income $83,092 $80,123
Per capita income $38,987 $31,576
Median Disposable Income $48,410 $50,399
     

Income Growth

Cambridge Massachusetts
Change in Avg. Household Income Since 1990 74 % 65 %
Change in Avg. Household Income Since 2000 20 % 20 %
     

Household Income

Cambridge Massachusetts
Household Income: $0-$10,000 4,308 190,010
Household Income: $10,000-$15,000 1,749 99,325
Household Income: $15,000-$20,000 1,798 108,438
Household Income: $20,000-$25,000 1,836 107,918
Household Income: $25,000-$30,000 1,981 106,579
Household Income: $30,000-$35,000 1,668 100,352
Household Income: $35,000-$40,000 1,709 96,077
Household Income: $40,000-$45,000 1,840 104,845
Household Income: $45,000-$50,000 1,727 95,279
Household Income: $50,000-$60,000 3,414 200,934
Household Income: $60,000-$75,000 3,750 252,167
Household Income: $75,000-$100,000 5,189 341,457
Household Income: $100,000-$125,000 3,683 227,196
Household Income: $125,000-$150,000 2,240 138,986
Household Income: $150,000-$200,000 2,420 130,006
Household Income: $200,000-$250,000 1,028 46,678
Household Income: $250,000-$500,000 1,403 57,815
Household Income: $500,000+ 1,172 45,666
     

Median Income

Cambridge Massachusetts
Median Income: Age < 25 $44,749 $37,413
Median Income: Age 25-34 $57,999 $57,700
Median Income: Age 35-44 $64,502 $68,586
Median Income: Age 45-54 $69,702 $74,984
Median Income: Age 55-64 $65,847 $67,452
Median Income: Age 65-74 $48,352 $48,647
Median Income: Age 75+ $39,812 $36,007
     

Cost of Living Index

Cambridge Massachusetts
Total Household Expenditure 119 116
Contributions 128 121
Personal Insurance 124 119
Apparel 120 116
Education 132 122
Entertainment 119 116
Food And Beverages 117 114
Health Care 116 113
Household Furnishings And Equipment 121 118
Shelter 119 116
Household Operations 123 119
Miscellaneous Expenses 119 114
Personal Care 119 115
Reading 121 116
Tobacco 111 109
Transportation 115 114
Utilities 117 113
Gifts 126 120
     
Sales Tax Rate 5 %
     

Financial Characteristics

Cambridge Massachusetts
Median Household Net Worth $166,576 $174,042
Average Household Net Worth $586,296 $577,681
Median Value of Home Equity $189,993 $199,280
Median Mortgage Debt $424,473 $423,313
     

Net Worth

Cambridge Massachusetts
Net Worth: $0 or Less 5,361 266,712
Net Worth: $1-$5,000 5,954 300,600
Net Worth: $5,000-$10,000 2,980 159,594
Net Worth: $10,000-$25,000 5,141 289,089
Net Worth: $25,000-$50,000 5,439 321,160
Net Worth: $50,000-$100,000 6,697 404,216
Net Worth: $100,000-$250,000 7,993 487,761
Net Worth: $250,000-$500,000 3,226 198,374
Net Worth: Greater Than $500,000 1,872 113,300
     

Investments and Debt

Cambridge Massachusetts
Median Value of Transaction Accounts $30,748 $30,695
Median Value of Certificates of Deposit $7,263 $7,606
Median Value of Savings Bonds $1,156 $1,202
Median Value of Bonds (Not US Savings) $15,465 $14,465
Median Value of Stocks $47,890 $45,617
Median Value of Mutual Funds $37,785 $36,664
Median Value of Retirement Accounts $79,714 $79,765
Median Value of Cash Value Life Ins $7,056 $7,007
Median Value of Other Managed Accounts $18,957 $18,955
Median Value of Other Financial Assets $5,683 $5,376
Median Value of Any Financial Assets $251,717 $247,353
Median Value of Vehicles Owned $18,737 $19,387
Median Value of Investment Property Equity $47,122 $45,521
Median Value of Business Equity $32,876 $31,572
Median Value of Other Non-Financial Assets $129,150 $121,125
Median Value of Any Non-Financial Assets $6,596 $6,428
Median Installment Loan Debt $66,147 $69,630
Median Lines of Credit Debt $9,645 $9,189
Median Credit Card Debt $856 $792
Median Investment Real Estate Debt $9,170 $9,259
Median Other Debt $16,681 $17,674
Median Total Debts $200,588 $206,654
     

Occupation

Cambridge Massachusetts
     
Occupations: White Collar 106,265 2,857,747
Occupations: Blue Collar 17,134 660,023
     
Business Counts: Professional Specialty Occupations 33,607 657,653
Business Counts: Sales Professionals 2,359 94,612
Business Counts: Technologies and Technicians 5,811 138,338
Business Counts: Sales Workers and Clerks 8,309 284,015
Business Counts: Administrative Support 23,097 670,684
Business Counts: Technical, Sales and Administrative: Field Occupations 144 8,700
Business Counts: Private Household 0 121
Business Counts: Protective Services 2,098 57,083
Business Counts: Other Services: Site Based 13,506 445,600
Business Counts: Other Services: Field Based 772 23,847
Business Counts: Farming, Forestry, and Fishing 1,692 65,919
Business Counts: Precision, Craft, and Repair: Site Based 6,276 250,573
Business Counts: Construction, Repair and Mining: Field Based 2,712 105,008
Business Counts: Machine Operators, Assemblers and Inspectors 1,829 74,469
Business Counts: Transportation Materials Moving Workers 2,484 84,262
Business Counts: Handlers, Helpers and Laborers 2,141 79,792
     
Employees: Agricultural, Forestry, Fishing 292 27,532
Employees: Mining 7 1,986
Employees: Construction 3,020 140,751
Employees: Manufacturing 5,188 354,806
Employees: Transportation and Communications 3,933 134,962
Employees: Wholesale Trade 1,550 154,804
Employees: Retail Trade 17,594 684,372
Employees: Finance, Insurance and Real Estate 4,430 283,960
Employees: Services 83,034 1,566,459
Employees: Public Administration 4,351 168,138
     

Transportation & Commute

Cambridge Massachusetts
Median Travel Time to Work 21.18 22.21
Transportation to Work: Public 25 % 9 %
Transportation to Work: Drive / Carpool 41 % 83 %
Transportation to Work: Walk / Bike / Other 29 % 5 %
Transportation to Work: Work at Home 5 % 3 %
     

Crime Risk

Cambridge Massachusetts
Total Crime Risk 99 73
     
Personal Crime Risk 125 97
Murder Risk 37 39
Rape Risk 103 85
Robbery Risk 166 86
Assault Risk 117 106
     
Property Crime Risk 100 70
Burglary Risk 81 72
Larceny Risk 130 66
Motor Vehicle Theft Risk 116 90
     

Temperature & Rain

Cambridge Massachusetts
Average January High Temperature 36.5 35.21
Average January Low Temperature 22.1 17.07
Average July High Temperature 82.2 81.18
Average July Low Temperature 65.5 61.11
     
Annual Precipitation 42.53 46.68
     

Weather Risk Index

Cambridge Massachusetts
Weather Risk 101 96
Earthquake Risk 74 70
Hail Index 80 75
Hurricane Index 128 128
Tornado Index 66 56
Wind Index 113 115
     

Environmental Quality Index

Cambridge Massachusetts
Air Pollution Index 106 99
Ozone Index 98 101
Carbon Monoxide Index 96 94
Lead Index 108 103
NO2 Index 132 102
Particulate Matter Index 94 95
     
  
Data on community demographics, schools and recent sales provided by Onboard Informatics.
Copyright © 2009 Onboard Informatics Information is deemed reliable but not guaranteed.
Top 10 List
Highest Median Household Income
Zip
1
02138
$68,003
2
02140
$62,388
3
02142
$59,711
4
02139
$53,800
5
02141
$50,017
Median Value of Home Equity
Zip
1
02138
$214,658
2
02140
$202,173
3
02142
$183,995
4
02139
$174,064
5
02141
$155,878
Fastest Growing (change since 2000)
Zip
1
02142
5 %
2
02140
3 %
3
02141
2 %
4
02139
2 %
5
02138
-1 %
Longest Commute
Zip
1
02140
28.63
2
02139
20.91
3
02141
20.54
4
02138
19.08
5
02142
13.1
Data on community demographics, schools and recent sales provided by OnBoard LLC.
Copyright © 2009 OnBoard LLC. Information is deemed reliable but not guaranteed.

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