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Bay City, MI Area and Community Summary Information


Community Summary

Bay City Michigan
Community Characteristics
Population 35,172 10,186,759
Population Density 3,379 175
Educational Climate Index 4
Median Age 35.3 36.2
Median Dwelling Age 60 35
In Current Residence 5+ years 45 % 40 %
Median Home Sale Price $70,000
Average household Income $38,378 $60,956
Median Value of Home Equity $146,946 $188,110
Median Mortgage Debt $281,610 $381,900
Total Household Expenditure 71 96
Total Crime Risk 143 95
Weather Risk 30 59
Air Pollution Index 97 90
Median Travel Time to Work 14.9 20.11
     

Population Characteristics

Bay City Michigan
Population 35,172 10,186,759
Population Density 3,379 175
     
Male Population 17,002 5,012,901
Female Population 18,170 5,173,858
     
Population Change Since 1990 -10 % 10 %
Population Change Since 2000 -4 % 2 %
     

Age

Bay City Michigan
Median Age 35.3 36.2
     
Population: Age 0-4 2,315 647,932
Population: Age 5-9 2,250 661,443
Population: Age 10-14 2,292 713,813
Population: Age 15-19 2,368 742,957
Population: Age 20-24 2,722 717,249
Population: Age 25-29 2,749 664,001
Population: Age 30-34 2,331 645,190
Population: Age 35-39 2,144 683,372
Population: Age 40-44 2,400 747,888
Population: Age 45-49 2,517 782,516
Population: Age 50-54 2,298 738,751
Population: Age 55-59 1,949 638,722
Population: Age 60-64 1,583 501,863
Population: Age 65-69 1,252 371,481
Population: Age 70-74 1,107 284,457
Population: Age 75-79 1,018 244,477
Population: Age 80-84 914 200,056
Population: Age 85+ 963 200,591
     

Race Distribution

Bay City Michigan
Race: White 32,086 8,140,567
Race: American Indian, Eskimo, Aleut 64 59,637
Race: Asian or Pacific Islander 254 256,134
Race: Other 1,047 122,720
Race: Hawaiian / Pacific Islander 5 4,015
Race: Black 721 1,414,461
     

Hispanic Distribution

Bay City Michigan
Population: Hispanic 2,510 408,514
Population: Not Hispanic 32,662 9,778,245
     

Education

Bay City Michigan
Education: Less than 9th Grade 833 212,719
Education: Some High School 2,076 577,599
Education: High School Graduate 7,386 2,101,231
Education: Some College 5,868 1,527,549
Education: Associate Degree 2,843 560,983
Education: Bachelors Degree 2,844 1,049,725
Education: Graduate Degree 1,375 673,559
     

Marital Status

Bay City Michigan
Never Married 8,360 2,242,710
Now Married 13,067 4,253,466
Separated 870 301,239
Widowed 2,543 530,781
Divorced 3,449 833,296
     

Households

Bay City Michigan
Households 15,216 3,926,978
Average Household Size
     
Households: Family 8,728 2,600,668
Households: Non-Family 6,488 1,326,310
     
Households: With Children 5,242 1,314,038
Households: No Children 9,974 2,612,940
     

Housing Characteristics

Bay City Michigan
Median Dwelling Age 60 35
Median Home Sale Price $70,000
Average household Income $38,378 $60,956
Median Value of Home Equity $146,946 $188,110
Median Mortgage Debt $281,610 $381,900
     

Home Ownership

Bay City Michigan
Vacant Dwellings 1222 644906
Owner-Occupied Dwellings 10721 2945298
Renter-Occupied Dwellings 4495 981680
     

Turnover

Bay City Michigan
In Current Residence 5+ years 45 % 40 %
Annual Residential Turnover 9 % 10 %
     
Median Years in Residence 4.4 3.9
     

Income Characteristics

Bay City Michigan
Median household income $36,312 $54,253
Average household Income $38,378 $60,956
Per capita income $17,059 $24,193
Median Disposable Income $32,038 $45,601
     

Income Growth

Bay City Michigan
Change in Avg. Household Income Since 1990 70 % 75 %
Change in Avg. Household Income Since 2000 19 % 21 %
     

Household Income

Bay City Michigan
Household Income: $0-$10,000 1,793 279,679
Household Income: $10,000-$15,000 1,012 160,863
Household Income: $15,000-$20,000 1,141 188,965
Household Income: $20,000-$25,000 1,200 207,188
Household Income: $25,000-$30,000 1,176 212,750
Household Income: $30,000-$35,000 1,058 194,533
Household Income: $35,000-$40,000 868 183,048
Household Income: $40,000-$45,000 863 196,504
Household Income: $45,000-$50,000 701 176,103
Household Income: $50,000-$60,000 1,173 359,104
Household Income: $60,000-$75,000 1,562 426,422
Household Income: $75,000-$100,000 1,218 534,857
Household Income: $100,000-$125,000 673 321,286
Household Income: $125,000-$150,000 348 183,793
Household Income: $150,000-$200,000 232 154,355
Household Income: $200,000-$250,000 49 49,233
Household Income: $250,000-$500,000 50 54,872
Household Income: $500,000+ 99 43,423
     

Median Income

Bay City Michigan
Median Income: Age < 25 $29,347 $33,465
Median Income: Age 25-34 $36,553 $50,981
Median Income: Age 35-44 $38,015 $60,792
Median Income: Age 45-54 $49,836 $69,073
Median Income: Age 55-64 $38,760 $60,196
Median Income: Age 65-74 $31,398 $43,238
Median Income: Age 75+ $25,814 $33,694
     

Cost of Living Index

Bay City Michigan
Total Household Expenditure 71 96
Contributions 65 95
Personal Insurance 66 95
Apparel 71 95
Education 65 95
Entertainment 70 96
Food And Beverages 73 96
Health Care 75 96
Household Furnishings And Equipment 68 96
Shelter 71 96
Household Operations 66 96
Miscellaneous Expenses 73 96
Personal Care 72 96
Reading 71 96
Tobacco 80 95
Transportation 72 96
Utilities 75 95
Gifts 66 95
     
Sales Tax Rate 6 %
     

Financial Characteristics

Bay City Michigan
Median Household Net Worth $105,176 $154,924
Average Household Net Worth $367,692 $512,214
Median Value of Home Equity $146,946 $188,110
Median Mortgage Debt $281,610 $381,900
     

Net Worth

Bay City Michigan
Net Worth: $0 or Less 1,884 430,242
Net Worth: $1-$5,000 2,178 491,603
Net Worth: $5,000-$10,000 1,088 264,532
Net Worth: $10,000-$25,000 1,851 474,091
Net Worth: $25,000-$50,000 1,985 523,135
Net Worth: $50,000-$100,000 2,447 653,096
Net Worth: $100,000-$250,000 2,804 778,142
Net Worth: $250,000-$500,000 1,070 310,610
Net Worth: Greater Than $500,000 541 170,663
     

Investments and Debt

Bay City Michigan
Median Value of Transaction Accounts $20,780 $27,775
Median Value of Certificates of Deposit $6,230 $7,259
Median Value of Savings Bonds $902 $1,138
Median Value of Bonds (Not US Savings) $7,674 $11,985
Median Value of Stocks $25,813 $38,805
Median Value of Mutual Funds $22,019 $31,903
Median Value of Retirement Accounts $49,245 $71,067
Median Value of Cash Value Life Ins $4,738 $6,307
Median Value of Other Managed Accounts $12,361 $16,955
Median Value of Other Financial Assets $3,293 $4,636
Median Value of Any Financial Assets $153,054 $217,829
Median Value of Vehicles Owned $15,222 $18,585
Median Value of Investment Property Equity $27,905 $39,762
Median Value of Business Equity $19,288 $27,455
Median Value of Other Non-Financial Assets $68,194 $102,338
Median Value of Any Non-Financial Assets $4,055 $5,649
Median Installment Loan Debt $50,315 $66,080
Median Lines of Credit Debt $5,303 $7,908
Median Credit Card Debt $450 $670
Median Investment Real Estate Debt $7,745 $8,976
Median Other Debt $12,121 $15,922
Median Total Debts $126,430 $184,410
     

Occupation

Bay City Michigan
     
Occupations: White Collar 16,200 3,863,210
Occupations: Blue Collar 5,172 1,132,729
     
Business Counts: Professional Specialty Occupations 3,724 825,293
Business Counts: Sales Professionals 358 112,163
Business Counts: Technologies and Technicians 906 183,981
Business Counts: Sales Workers and Clerks 1,463 441,319
Business Counts: Administrative Support 3,726 913,354
Business Counts: Technical, Sales and Administrative: Field Occupations 16 11,569
Business Counts: Private Household 4 302
Business Counts: Protective Services 390 74,557
Business Counts: Other Services: Site Based 3,140 725,720
Business Counts: Other Services: Field Based 142 29,053
Business Counts: Farming, Forestry, and Fishing 413 107,174
Business Counts: Precision, Craft, and Repair: Site Based 2,213 462,698
Business Counts: Construction, Repair and Mining: Field Based 513 132,496
Business Counts: Machine Operators, Assemblers and Inspectors 781 147,131
Business Counts: Transportation Materials Moving Workers 657 148,286
Business Counts: Handlers, Helpers and Laborers 595 134,944
     
Employees: Agricultural, Forestry, Fishing 95 54,070
Employees: Mining 21 4,104
Employees: Construction 467 197,456
Employees: Manufacturing 4,659 701,246
Employees: Transportation and Communications 611 159,665
Employees: Wholesale Trade 768 248,604
Employees: Retail Trade 3,262 1,029,120
Employees: Finance, Insurance and Real Estate 1,240 293,774
Employees: Services 7,970 2,053,937
Employees: Public Administration 2,279 253,994
     

Transportation & Commute

Bay City Michigan
Median Travel Time to Work 14.9 20.11
Transportation to Work: Public 1 % 1 %
Transportation to Work: Drive / Carpool 92 % 93 %
Transportation to Work: Walk / Bike / Other 4 % 3 %
Transportation to Work: Work at Home 3 % 3 %
     

Crime Risk

Bay City Michigan
Total Crime Risk 143 95
     
Personal Crime Risk 179 110
Murder Risk 39 111
Rape Risk 483 171
Robbery Risk 75 83
Assault Risk 205 116
     
Property Crime Risk 129 94
Burglary Risk 140 93
Larceny Risk 179 87
Motor Vehicle Theft Risk 98 128
     

Temperature & Rain

Bay City Michigan
Average January High Temperature 28.2 27.5
Average January Low Temperature 13.8 11.47
Average July High Temperature 81.5 80.65
Average July Low Temperature 61.4 57.31
     
Annual Precipitation 31.25 32.56
     

Weather Risk Index

Bay City Michigan
Weather Risk 30 59
Earthquake Risk 15 22
Hail Index 29 84
Hurricane Index 16 14
Tornado Index 40 104
Wind Index 84 120
     

Environmental Quality Index

Bay City Michigan
Air Pollution Index 97 90
Ozone Index 96 98
Carbon Monoxide Index 78 84
Lead Index 44 50
NO2 Index 183 139
Particulate Matter Index 83 81
     
  
Data on community demographics, schools and recent sales provided by Onboard Informatics.
Copyright © 2009 Onboard Informatics Information is deemed reliable but not guaranteed.
Top 10 List
Highest Median Household Income
Zip
1
48706
$48,943
2
48708
$38,630
Median Value of Home Equity
Zip
1
48706
$182,417
2
48708
$151,180
Fastest Growing (change since 2000)
Zip
1
48706
0 %
2
48708
-4 %
Longest Commute
Zip
1
48706
17.05
2
48708
15.22
Data on community demographics, schools and recent sales provided by OnBoard LLC.
Copyright © 2009 OnBoard LLC. Information is deemed reliable but not guaranteed.

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