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Schenectady, NY Area and Community Summary Information


Community Summary

Schenectady New York
Community Characteristics
Population 61,819 19,356,927
Population Density 5,699 396
Educational Climate Index 3
Median Age 33.94 36.8
Median Dwelling Age 65 46
In Current Residence 5+ years 35 % 39 %
Median Home Sale Price $97,000
Average household Income $41,422 $73,408
Median Value of Home Equity $126,922 $181,951
Median Mortgage Debt $243,426 $385,875
Total Household Expenditure 75 108
Total Crime Risk 75 67
Weather Risk 44 70
Air Pollution Index 84 102
Median Travel Time to Work 18.09 25.14
     

Population Characteristics

Schenectady New York
Population 61,819 19,356,927
Population Density 5,699 396
     
Male Population 29,779 9,394,057
Female Population 32,040 9,962,870
     
Population Change Since 1990 -6 % 8 %
Population Change Since 2000 0 % 2 %
     

Age

Schenectady New York
Median Age 33.94 36.8
     
Population: Age 0-4 4,296 1,250,846
Population: Age 5-9 3,808 1,209,905
Population: Age 10-14 3,725 1,254,624
Population: Age 15-19 4,480 1,306,949
Population: Age 20-24 5,931 1,302,850
Population: Age 25-29 4,743 1,288,529
Population: Age 30-34 3,976 1,296,127
Population: Age 35-39 3,839 1,373,294
Population: Age 40-44 4,161 1,478,877
Population: Age 45-49 4,076 1,482,363
Population: Age 50-54 3,734 1,357,240
Population: Age 55-59 3,325 1,199,542
Population: Age 60-64 2,788 968,362
Population: Age 65-69 1,964 721,923
Population: Age 70-74 1,665 572,886
Population: Age 75-79 1,698 492,143
Population: Age 80-84 1,679 398,069
Population: Age 85+ 1,932 402,398
     

Race Distribution

Schenectady New York
Race: White 44,770 12,910,333
Race: American Indian, Eskimo, Aleut 394 65,037
Race: Asian or Pacific Islander 2,364 1,382,692
Race: Other 1,782 1,424,772
Race: Hawaiian / Pacific Islander 14 5,529
Race: Black 9,957 2,922,907
     

Hispanic Distribution

Schenectady New York
Population: Hispanic 4,821 3,185,986
Population: Not Hispanic 56,998 16,170,941
     

Education

Schenectady New York
Education: Less than 9th Grade 1,305 783,322
Education: Some High School 2,784 1,041,188
Education: High School Graduate 14,842 3,856,007
Education: Some College 7,534 1,977,078
Education: Associate Degree 4,389 1,121,480
Education: Bachelors Degree 5,106 2,435,415
Education: Graduate Degree 3,619 1,817,263
     

Marital Status

Schenectady New York
Never Married 17,834 4,951,547
Now Married 17,851 7,197,617
Separated 4,305 1,159,532
Widowed 4,565 1,110,936
Divorced 5,488 1,213,814
     

Households

Schenectady New York
Households 25,747 7,136,363
Average Household Size
     
Households: Family 13,745 4,606,633
Households: Non-Family 12,002 2,529,730
     
Households: With Children 7,959 2,379,983
Households: No Children 17,787 4,756,380
     

Housing Characteristics

Schenectady New York
Median Dwelling Age 65 46
Median Home Sale Price $97,000
Average household Income $41,422 $73,408
Median Value of Home Equity $126,922 $181,951
Median Mortgage Debt $243,426 $385,875
     

Home Ownership

Schenectady New York
Vacant Dwellings 4353 783161
Owner-Occupied Dwellings 12530 4010630
Renter-Occupied Dwellings 13216 3125733
     

Turnover

Schenectady New York
In Current Residence 5+ years 35 % 39 %
Annual Residential Turnover 24 % 15 %
     
Median Years in Residence 2.88 3.52
     

Income Characteristics

Schenectady New York
Median household income $34,654 $52,764
Average household Income $41,422 $73,408
Per capita income $18,452 $27,993
Median Disposable Income $30,680 $44,437
     

Income Growth

Schenectady New York
Change in Avg. Household Income Since 1990 43 % 60 %
Change in Avg. Household Income Since 2000 18 % 21 %
     

Household Income

Schenectady New York
Household Income: $0-$10,000 3,311 730,595
Household Income: $10,000-$15,000 2,067 338,278
Household Income: $15,000-$20,000 2,051 358,564
Household Income: $20,000-$25,000 1,945 359,565
Household Income: $25,000-$30,000 1,916 355,916
Household Income: $30,000-$35,000 1,701 328,903
Household Income: $35,000-$40,000 1,413 306,870
Household Income: $40,000-$45,000 1,427 327,000
Household Income: $45,000-$50,000 1,206 289,718
Household Income: $50,000-$60,000 2,051 581,482
Household Income: $60,000-$75,000 2,407 693,051
Household Income: $75,000-$100,000 2,288 866,782
Household Income: $100,000-$125,000 920 545,715
Household Income: $125,000-$150,000 429 333,848
Household Income: $150,000-$200,000 289 316,591
Household Income: $200,000-$250,000 69 113,248
Household Income: $250,000-$500,000 65 144,650
Household Income: $500,000+ 192 145,587
     

Median Income

Schenectady New York
Median Income: Age < 25 $25,319 $31,583
Median Income: Age 25-34 $34,773 $49,517
Median Income: Age 35-44 $36,701 $57,225
Median Income: Age 45-54 $43,245 $63,959
Median Income: Age 55-64 $37,599 $58,991
Median Income: Age 65-74 $34,087 $44,622
Median Income: Age 75+ $27,346 $34,100
     

Cost of Living Index

Schenectady New York
Total Household Expenditure 75 108
Contributions 67 112
Personal Insurance 68 111
Apparel 74 109
Education 68 115
Entertainment 73 108
Food And Beverages 77 108
Health Care 80 107
Household Furnishings And Equipment 71 109
Shelter 74 109
Household Operations 69 110
Miscellaneous Expenses 78 108
Personal Care 76 108
Reading 75 109
Tobacco 86 104
Transportation 75 106
Utilities 80 107
Gifts 69 111
     
Sales Tax Rate 8 %
     

Financial Characteristics

Schenectady New York
Median Household Net Worth $87,987 $155,131
Average Household Net Worth $315,904 $525,358
Median Value of Home Equity $126,922 $181,951
Median Mortgage Debt $243,426 $385,875
     

Net Worth

Schenectady New York
Net Worth: $0 or Less 3,427 830,202
Net Worth: $1-$5,000 3,958 935,275
Net Worth: $5,000-$10,000 1,906 477,026
Net Worth: $10,000-$25,000 3,154 843,489
Net Worth: $25,000-$50,000 3,290 923,512
Net Worth: $50,000-$100,000 4,019 1,157,012
Net Worth: $100,000-$250,000 4,532 1,379,295
Net Worth: $250,000-$500,000 1,707 553,064
Net Worth: Greater Than $500,000 859 310,136
     

Investments and Debt

Schenectady New York
Median Value of Transaction Accounts $18,356 $28,101
Median Value of Certificates of Deposit $5,544 $7,125
Median Value of Savings Bonds $824 $1,113
Median Value of Bonds (Not US Savings) $6,374 $12,992
Median Value of Stocks $21,635 $41,194
Median Value of Mutual Funds $18,784 $33,209
Median Value of Retirement Accounts $41,937 $71,817
Median Value of Cash Value Life Ins $4,151 $6,430
Median Value of Other Managed Accounts $10,619 $17,209
Median Value of Other Financial Assets $2,894 $4,930
Median Value of Any Financial Assets $131,120 $224,119
Median Value of Vehicles Owned $13,947 $18,055
Median Value of Investment Property Equity $24,278 $41,441
Median Value of Business Equity $16,762 $28,807
Median Value of Other Non-Financial Assets $58,025 $109,765
Median Value of Any Non-Financial Assets $3,492 $5,857
Median Installment Loan Debt $43,322 $62,972
Median Lines of Credit Debt $4,555 $8,311
Median Credit Card Debt $405 $721
Median Investment Real Estate Debt $7,429 $8,780
Median Other Debt $10,124 $15,895
Median Total Debts $103,929 $180,993
     

Occupation

Schenectady New York
     
Occupations: White Collar 28,274 7,166,014
Occupations: Blue Collar 5,972 1,632,164
     
Business Counts: Professional Specialty Occupations 7,358 1,561,663
Business Counts: Sales Professionals 510 221,864
Business Counts: Technologies and Technicians 1,400 293,695
Business Counts: Sales Workers and Clerks 1,963 749,687
Business Counts: Administrative Support 6,394 1,796,424
Business Counts: Technical, Sales and Administrative: Field Occupations 251 24,385
Business Counts: Private Household 0 155
Business Counts: Protective Services 711 169,074
Business Counts: Other Services: Site Based 4,881 1,218,851
Business Counts: Other Services: Field Based 440 72,285
Business Counts: Farming, Forestry, and Fishing 459 132,022
Business Counts: Precision, Craft, and Repair: Site Based 2,442 666,477
Business Counts: Construction, Repair and Mining: Field Based 836 207,640
Business Counts: Machine Operators, Assemblers and Inspectors 516 168,963
Business Counts: Transportation Materials Moving Workers 860 228,721
Business Counts: Handlers, Helpers and Laborers 859 228,341
     
Employees: Agricultural, Forestry, Fishing 105 51,090
Employees: Mining 4 3,883
Employees: Construction 1,164 286,007
Employees: Manufacturing 1,196 709,428
Employees: Transportation and Communications 1,113 409,696
Employees: Wholesale Trade 520 408,005
Employees: Retail Trade 4,428 1,650,067
Employees: Finance, Insurance and Real Estate 1,688 743,238
Employees: Services 20,892 4,012,927
Employees: Public Administration 3,135 523,837
     

Transportation & Commute

Schenectady New York
Median Travel Time to Work 18.09 25.14
Transportation to Work: Public 6 % 24 %
Transportation to Work: Drive / Carpool 83 % 66 %
Transportation to Work: Walk / Bike / Other 8 % 7 %
Transportation to Work: Work at Home 3 % 3 %
     

Crime Risk

Schenectady New York
Total Crime Risk 75 67
     
Personal Crime Risk 96 99
Murder Risk 98 87
Rape Risk 107 61
Robbery Risk 99 133
Assault Risk 64 87
     
Property Crime Risk 80 63
Burglary Risk 108 53
Larceny Risk 95 68
Motor Vehicle Theft Risk 31 55
     

Temperature & Rain

Schenectady New York
Average January High Temperature 31.1 31.45
Average January Low Temperature 13.3 13.91
Average July High Temperature 82.2 81.05
Average July Low Temperature 60 59.39
     
Annual Precipitation 38.6 41.33
     

Weather Risk Index

Schenectady New York
Weather Risk 44 70
Earthquake Risk 63 88
Hail Index 59 47
Hurricane Index 40 91
Tornado Index 34 32
Wind Index 119 174
     

Environmental Quality Index

Schenectady New York
Air Pollution Index 84 102
Ozone Index 102 102
Carbon Monoxide Index 73 111
Lead Index 49 87
NO2 Index 86 120
Particulate Matter Index 111 92
     
  
Data on community demographics, schools and recent sales provided by Onboard Informatics.
Copyright © 2009 Onboard Informatics Information is deemed reliable but not guaranteed.
Top 10 List
Highest Median Household Income
Zip
1
12309
$81,475
2
12302
$63,158
3
12303
$52,200
4
12306
$50,970
5
12304
$41,108
6
12308
$39,679
7
12305
$25,481
8
12307
$21,087
Median Value of Home Equity
Zip
1
12309
$240,520
2
12302
$203,743
3
12303
$184,808
4
12306
$175,119
5
12304
$146,000
6
12308
$132,780
7
12305
$99,674
8
12307
$91,373
Fastest Growing (change since 2000)
Zip
1
12309
4 %
2
12302
3 %
3
12303
2 %
4
12304
1 %
5
12305
1 %
6
12306
1 %
7
12307
0 %
8
12308
0 %
Longest Commute
Zip
1
12304
20.04
2
12306
19.95
3
12302
19.82
4
12303
19.53
5
12307
18.9
6
12309
18.31
7
12308
16.37
8
12305
12.77
Data on community demographics, schools and recent sales provided by OnBoard LLC.
Copyright © 2009 OnBoard LLC. Information is deemed reliable but not guaranteed.

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