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Refinance Your Home Mortgage

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Frequently Asked Questions

How do you get banks to compete for my business?
We work hard to send your loan request to multiple Lenders in The LendingTree Exchange. When they respond as a result, they have to operate under the assumption that other Lenders are reviewing your loan request at the same time they are. In order to get your business, they must make a competitive offer every time - no matter how many Lenders you've been sent to.

Am I obligated to accept an offer?
You are under no obligation to accept a loan offer that is presented to you. However, if you do accept an offer, you may be obligated to pay a fee to the lending institution to begin the processing of your request.

Who are your Lenders?
The LendingTree Exchange includes many of the most respected Lenders in the United States. You probably know many of them. Those you may not be as familiar with may offer one or two loan types in a particular region of the country. Others only service borrowers who are looking for a loan through the Internet. One thing all of our Lenders have in common is that they're dedicated to providing the best service and competitive rates.

How secure will my information be?
LendingTree uses some of the most secure technology available on the Internet to ensure that the data you send us remains absolutely confidential and secure.

Will you share or sell my information?
At LendingTree, your personal privacy and the security of your personal data are a primary concern of ours. LendingTree believes that you should be aware of who we are, the types of information we may collect on our Web site, and what we do with your personal information. Our overall privacy policy describes how we handle your information, but in general LendingTree will not sell or share any personal information about you to or with any person or organization except to the Lenders on our Exchange, our authorized agents, or as may be required by law or court order.



4 based on total asset size of bank holding company as of 12/31/2004 as reported on the National Information Center web site for the Federal Reserve.