Mortgage Help and Advice

How to Pick a Champion Mortgage Broker

Today you don't need just another loan officer. Your quest to choose the right mortgage broker is about finding a bold champion who will go to battle for you. Why No Ordinary Mortgage Broker Will Do Contrary to the popular misconception that getting approved for a home loan is simply a matter of credit scores. Read more about "How to Pick a Mortgage Broker".

Should I Pay Off My Mortgage?

Not too many sane people like paying interest. Especially on debts that can equal several years' worth of gross income for you and your spouse. For this reason, many people have historically aggressively pre-paid their mortgages as fast as possible. The goal: to get to the great, happy "mortgage burning party" as fast as possible. Read more about "Paying off Your Mortgage".

How Much House Can I Afford?

"How much house can I afford?" When many people ask that question, what they are really asking is, "How much money will somebody lend me?" They sound similar at first blush, but they are actually two different questions. The first is a matter of individual circumstances - and chances are you already have a pretty good feel as to what you can shell out per month in housing costs. Read more about find out "How Much House You Can Afford".

Reverse Mortgage Pros & Cons: Sinister Lending Or Good Financial Move?

Robert Wagner pitches reverse lending on TV, but are these loans as shady as the fate of his former wife, Natalie Woods, or a smart financial move that will have you living like a star? Reverse mortgages have been attracting an increasing amount of interest from homeowners in the last couple of years, but it's time to investigate and have a real "Hart-to-Hart" about their real pros and cons. Read more about "Reverse Mortgages - Pros & Cons".

Is There Mortgage Help For The Self-Employed?

While mortgage rates remain at record lows, major news corporations have continued to report on how much tougher it has become for borrowers to get approved for home loans today. So what options and mortgage help is really available for the self-employed right now? Business owners and other self-employed individuals have often found it more difficult to obtain mortgage financing than their salaried counter parts. Read more about "Mortgage Help for the Self-Employed".