Why Shopping with Pre-Approval Is a Must

Shopping for homes without pre-qualification or pre-approval is like flying blind. Putting all your info on the table at the jump prevents surprises at closing and potential loss of money. Let’s dig in. A Good Start: Pre-Qualification Pre-qualification is the process by which a lender loosely determines your eligibility and price of home you can…

The Happy Truth About Down Payments

Coming up with a significant down payment may seem like the absolute worst, and may be the reason why, according to Zillow.com’s first-time home buyers survey, the median down payment is only 10 percent. What down payment is right for you? Only you know how many payments (mortgage, other bills, added expenses of homeownership) you can…